Many people are unaware that they can insure their pets in the United States. Whether or not pets really need to be insured is a moot point.

If your pet has an accident or is stricken with cancer, you would want the best possible treatment to increase its chances of survival. Advances in veterinary science have seen newer techniques and newer levels of care. Without insurance, it would be difficult to afford these treatments. From ultrasound and chemotherapy to radiation and surgery, pet healthcare is becoming increasingly 'high-tech.'

Pet insurance is very similar to human insurance. There are a number of pet insurance companies online, and it takes no time at all to sign up. The premiums are between $100 and $1,000 for a year. You can start your policy when your pet is a few weeks old. There are over 135 million cat and dog owners in the country; more than 60% of homes own a dog or a cat, and not even 1% of those individuals have insurance. Though pet insurance has been around for probably twenty years, it is only now that it is beginning to be taken seriously. Pet insurance in places like Sweden and the U.K is something pet owners almost take for granted.

Pet insurance covers all kinds of emergencies, injuries and illnesses, as well as visits to the vet's office, prescription fees, tests to diagnose ailments, x-rays, etc. Some cover an unlimited number of accidents and more than 6,000 ailments. And you can get the best treatment from any licensed vet or specialist worldwide. Some employers have started offering pet insurance to potential employees as an incentive; it makes sense, considering more than 30% of Americans stay home when their pets are ill.